Should you refinance if you’re over 50?

With interest rates near record lows, refinancing has never looked so tempting – especially for people nearing retirement, who’d love some extra cash to pad their diminished savings.  But for homeowners over 50, there’s more to consider than just a lower rate.


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From Smart Money

Refinance in under a year? Maybe

Low mortgage rates have some homeowners considering refinancing, even if it has been less than a year since they last refinanced or bought their home.


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From the Wall Street Journal

Refinancing into shorter loans

Grim headlines about the housing market can make that final mortgage payment seem like a distant dream. But a growing number of homeowners are refinancing into shorter-term mortgages designed to make the dream become a reality sooner.

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From the New York Times